🛡️ Independent & free. No email, no sales pitch — we don't sell anything. We just help you avoid getting lowballed.
🛡️ Protect your money

Don't get lowballed.

Free, independent tools to work out what you're actually owed — after an accident, an insurance claim, or a settlement. No email. No sales pitch. Just the number, so you can push back.

Try the Diminished Value Calculator → Read the claim guide
🔓 Free & no signupNo email wall, no account, no catch.
⚖️ Genuinely independentWe don't sell appraisals or work for insurers.
📊 Straight numbersIndustry-standard math, explained plainly.

Money-protection calculators

Every tool is free, works in your browser, and shows exactly how the number is built — so you walk into any negotiation with an anchor.

Live

Diminished Value Calculator

After a wreck, your car is worth less even after a perfect repair. See how much value you lost — and what your insurer may owe you — with the 17c formula.

Open calculator →
Live

Personal Injury Settlement Calculator

Estimate a fair settlement range for an injury claim — medical bills, lost wages, and pain-and-suffering — with the standard multiplier method.

Open calculator →
Coming soon

Total-Loss Value Checker

Was your car "totaled"? Check whether the insurer's actual-cash-value offer is fair before you accept it.

Launching soon

Why we built this

Most "free calculators" in this space are bait — they capture your email and upsell you a $300 appraisal. We don't. Here's the deal:

We're not selling you anythingNo appraisals, no lead-gen, no upsell. The tools are the product, and they're free.
The math is transparentEvery estimate shows its formula and inputs. No black box you have to trust.
We're on your side of the tableInsurers and their vendors have calculators built to pay you less. This one's built to help you get what you're owed.

Guides that go with the tools

Know your rights before you talk to an adjuster.

How to File a Diminished Value Claim →Who can claim, the step-by-step process, and how to beat the lowball offer. How Diminished Value Is Calculated (17c) →The formula behind the number, explained with a worked example.